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Online bank
Online division of Cambrian Credit Union (Manitoba). Very competitive savings and GIC rates.

Achieva Financial is the online division of Cambrian Credit Union, a Manitoba-based credit union. It's one of the best places in Canada to get high rates on savings and GICs.
The savings account offers 4.00% with no minimum balance requirement, among the highest in the country.
An interesting choice for savers who want the best possible rates and are comfortable with a credit union rather than a federally regulated bank. No everyday banking services.
| Account | Rate |
|---|---|
| RRSP | 1.95% |
| Savings | 4.00% |
| TFSA | 1.80% |
| Term | Rate |
|---|---|
| 1 yr | 4.25% |
| 2 yrs | 3.60% |
| 3 yrs | 3.80% |
| 4 yrs | 3.70% |
| 5 yrs | 3.75% |